金融專業英語詞匯 (2)

997. official borrowing 政府借款

998. official devaluation 法定貶值

999. official rate (of exchange) 官方匯價

1000. official short-term credit 官方短期信用

1001. offset reserve 壞帳準備金

1002. on a discount basis （以）折價形式

1003. open account business (= open account trade)賒帳交易

1004. open an account 開戶

1005. open fair transaction tax 集市交易稅

1006. open market 公開市場

1007. open market operation 公開市場業務

1008. open market policy 公開市場政策

1009. open mortgage 可資抵押

1010. open negotiation 公開議付

1011. open outcry 公開喊價，公開叫價

1012. open policy 預約保單

1013. open position （期貨交易中的）頭寸

1014. open positions 敞口頭寸

1015. open-ended 開口的，無限制的，無限度的

1016. opening order 開市價訂單

1017. operating bank 營業銀行

1018. operating cash flow 營運現金流（量）

1019. operating lease 經營租賃

1020. operating leases 操作租賃

1021. operating risk 經營風險

1022. operation account 交易帳戶

1023. option 期權，選擇權，買賣權

1024. option buyer 期權的買方

1025. option fee (=option premium or premium o期權費

1026. option purchase price 期權的購進價格

1027. option seller 期權的賣方

1028. options on futures contract 期貨合同的期權交易

1029. ordinary bank 普通銀行

1030. ordinary deposit 普通存款

1031. ordinary time deposit 普通定期存款

1032. our bank 開戶銀行

1033. out-of-the-money 無內在價值的期權

1034. output-capital ratio 產出與資本的比率

1035. outright position 單筆頭寸

1036. outward documentary bill for collection 出口跟單匯票，出口押匯

1037. outward remittance 匯出匯款

1038. over-loan position 貸款超額

1039. overnight call loan 日拆

1040. overseas bank 海外銀行

1041. overseas branches 國外分行

1042. oversold 超賣

1043. over-the-counter 場外的，買賣雙方直接交易的，不通過交易所交易的

1044. over-the-counter (OTC) option 場外交易市場

1045. overvalued 估價過高

1046. Pacific card 太平洋卡

1047. package policy 一攬子保險

1048. painting the tape 粉飾行情

1049. pairing 配對

1050. parking 寄售

1051. partial assignment 部分轉讓

1052. parties to a collection 托收各當事人

1053. pawn 典當

1054. pay up 付清，繳清

1055. payee or beneficiary 受款人，收款人，受益人

1056. paying bank 付款銀行

1057. paying bank 匯入行，付款行

1058. payment facilities 支付服務設施

1059. payment of account 預付金

1060. payment of exchange 結匯

1061. payment reserve 支付準備

1062. payment risks 支付風險

1063. payroll tax 薪金稅

1064. pegging 固定匯率

1065. permanent capital 永久性資本

1066. personal account 個人帳戶

1067. personal deposit 私人存款

1068. personal loans 個人貸款

1069. petty current deposit 小額活期存款

1070. petty insurance 小額保險

1071. place an order 訂購；下單

1072. plastic card 塑料卡

1073. Po card 牡丹卡

1074. point of delivery 交割地點

1075. policy of discount window 窗口指導政策

1076. political risk 政治風險

1077. poor for insurance 風險大的保險戶

1078. popularity bank 庶民銀行

1079. position 頭寸；交易部位；部位

1080. post 過帳；登入總帳

1081. postal remittance 郵政匯款

1082. postal savings 郵政儲蓄

1083. pre-credit risk 信貸前風險

1084. predetermined 預先約定的

1085. premium 期權費

1086. premium 期權權利金

1087. premium for lease 租賃保證金

1088. premium rate 保險費率

1089. premium rates 優惠率

1090. premium tariff 保險費率表

1091. present discount value 貼現現值

1092. presenting bank 提示銀行

1093. prevailing rate 現行匯率

1094. price discovery 價格發現

1095. primary insurance 基本險

1096. principal 本金

1097. principal 本金

1098. principal (= drawer,consignor) 委托人

1099. principal and interest 本利

1100. principals (stockholders) 股東

1101. privately owned enterprise income tax 私營企業所得稅

1102. product tax 產品稅

1103. productivity risk 產量風險

1104. profit and loss accounts 損益帳戶

1105. profit or loss on exchange 外匯買賣損益

1106. profit taking 獲利回吐

1107. progressive taxation 累進稅

1108. property 物業

1109. property assets 不動產

1110. property company 房地產公司

1111. property insurance 財產保險

1112. property taxes 財產稅

1113. property under construction 樓花

1114. property value 房產價

1115. proposal form 投保單

1116. proposal of insurance 要保書

1117. proprietary 自有資產

1118. proprietary insurance 營業保險

1119. prospectus 募資說明書

1120. protective tariffs 保護性關稅

1121. provident fund 準備基金

1122. provisional account 臨時帳戶

1123. proxy 代理委托證書

1124. public audit 公開審計

1125. public deposit 政府存款

1126. public money 公款

1127. pure interest 純利息

1128. put (option) 賣方期權，看跌期權

1129. put-options 認售期權

1130. quality risks 質量風險

1131. quantity risks 數量風險

1132. ransom 贖金

1133. rate of deposit turnover 存款周轉率

1134. rate of depreciation 折舊率

1135. ratio of cash reserves to deposits 存款支付準備率

1136. ratio of cash reserves to deposits 存款支付準備率

1137. ratio of cash reserves to deposits 存款支付準備率

1138. ratio of doubtful loans to total loans 壞帳比率

1139. ratio of profit to capital 收益同資本的比率

1140. rationing of exchange 外匯配售

1141. real estate 不動產

1142. real estate and personal property tax 不動產和動產稅

1143. real estate brokerage services 不動產經紀業務

1144. real estate investment trust 不動產投資信托公司

1145. real estate loans 不動產貸款

1146. real estate mortgage 不動產抵押

1147. real estate mortgage bonds 不動產抵押債券

1148. real estate tax 不動產稅

1149. reciprocal reinsurance 互惠互保

1150. red balance 赤字差額

1151. red balance 赤字差額

1152. red balance 赤字差額

1153. rediscount bank 再貼現銀行

1154. rediscount policy 再貼現政策

1155. reexchange 回匯、退匯

1156. registration fee 注冊費

1157. related documents 有關單據

1158. remit vt. 傳寄，匯寄，送

1159. remittance bank 匯款銀行

1160. remittance by draft 匯票匯款

1161. remittance charges 匯費

1162. remittance n. 匯款

1163. remitter n. 匯款人

1164. remitting bank 匯出銀行

1165. remitting bank 匯出行，匯款行

1166. remitting bank (= entrusting bank) 托收行

1167. repressed inflation 抑制性通貨膨脹

1168. requesting bank 委托開證銀行

1169. required reserve ratio 法定準備率

1170. reserve account 準備金帳戶

1171. reserve deposit 準備存款

1172. reserve financing 累積融資

1173. reserve margin 準備金比率

1174. reserve ratio 法定存款準備金比率

1175. reserve requirements 法定存款準備金

1176. reserving bank 儲備銀行

1177. resistance 阻擋區

1178. resource tax 資源稅

1179. restrictive lending policy 貸款緊縮政策

1180. restrictive monetary policy 緊縮通貨膨脹

1181. retail transaction 零售交易

1182. retaliatory tariff 報復性關稅

1183. revenue account 收入帳戶

1184. reversal 反轉

1185. revise the repay and condition 已定的細則

1186. rigged market 受操縱的市場

1187. right of pledge 質權

1188. risk (or risk-bearing) capital 承擔風險的資本

1189. risk adjusted return 風險調整報酬率

1190. risk analysis 風險分析

1191. risk analysis 風險分析

1192. risk assets 冒風險的資產

1193. risk assets 風險資產

1194. risk decision 風險性決策

1195. risk fund 風險基金

1196. risk guaranty 風險擔保

1197. risk hedge 風險保值

1198. risk hedging instruments 風險保值工具

1199. risk losses 風險損失

1200. risk management 風險管理

1201. risk minimization 風險減至最小限度

1202. risk money （出納員）短款補貼

1203. risk premium 風險補貼，風險溢價

1204. risk prevention 風險防范

1205. risk project 風險項目

1206. risk protection 風險保護

1207. risk ratio 風險率

1208. risk transfer 風險轉移

1209. risk transformation 風險轉移

1210. risk/venture capital 風險資本

1211. risk-adjusted discount rate 風險調整折現率

1212. risk-covering insurance 風險保險

1213. risk-return characteristics 風險與收益特性

1214. risks contribution 風險分攤

1215. risk-taking company 風險企業

1216. risky cost 風險成本

1217. risky investment 風險投資

1218. risky loans 有風險貸款

1219. risky reserve 風險儲備

1220. risky revenue 風險收入

1221. run on a bank 銀行擠兌

1222. safe deposit facilities 保險箱業務

1223. safety deposit boxes 保管箱

1224. sale and leaseback agreement 出售資產與回租安排

1225. sale of property 出售物業

1226. sales tax 銷售稅

1227. sales taxes 銷售稅

1228. salt tax 鹽稅

1229. saving account (S.A.) 儲蓄帳戶

1230. savings accounts 儲蓄存款帳戶

1231. savings and loan association 儲蓄與放款合作協會

1232. savings and loan share accounts 儲蓄貸款協會的股金券

1233. savings bank 儲蓄銀行

1234. savings deposit 儲蓄存款

1235. scientific research unit bonus tax 科研單位獎金稅

1236. screen (stocks) 選股

1237. securities brokerage services 證券經紀業務

1238. securities underwriting services 證券承銷業務

1239. security bond 保付單

1240. security for an obligation 債權擔保

1241. seek a market 尋求入市機會

1242. self-liquidated loans 自償性商業貸款

1243. self-owned capital ratio 自有資本比率

1244. sell forward 遠期賣出

1245. seller's risks 賣方風險

1246. selling bank 賣方銀行

1247. selling risk 銷售風險

1248. settlement 交割

1249. settlement price 結算價格

1250. shifting risk 轉嫁風險，轉移風險

1251. shipping tonnage duty 船舶噸稅

1252. short arbitrage 空頭套利

1253. short position 空頭

1254. short purchase 買空，空頭補進

1255. short rate 短期匯率

1256. short seller 賣空者

1257. shortage of financial resources 財源短缺

1258. short-lived securities 短期有效證券

1259. short-term deposits 短期存款

1260. short-term funds 短期資金

1261. shunting （美）套利、套匯

1262. side-work bank 兼業銀行

1263. simple interest 單利

1264. single exchange rate 單一匯率

1265. sinking fund 償債基金

1266. slack of finance 銀根松緩

1267. slaughtering tax 屠宰稅

1268. sliding peg （匯率）滑動釘住

1269. small business finance 中小企業融資

1270. small leases 小型租賃

1271. small-order automatic system 小額定單執行系統

1272. social security payments 支付社會保障金

1273. socialized medical insurance 社會醫療保險

1274. soft currency 軟幣

1275. solicitor's fee 律師費

1276. source of finance 融資渠道

1277. special bank 特殊銀行

1278. special consumption tax （special consumer tax）特別消費稅

1279. special deposit 特種存款

1280. special finance 特別融資

1281. special fuel oil tax 燒油特別稅

1282. special regulation tax 專項調節稅

1283. specialized foreign exchange bank 外匯專業銀行

1284. specific insurance 特殊保險

1285. speculating risks 投機風險

1286. speculation 投機

1287. speculation in stock 股票投機

1288. speculation on foreign exchange 外匯投機

1289. spot and forward prices 即期與遠期價格

1290. spot exchange 現匯

1291. spot exchange rate 單方面外匯買賣

1292. spot exchange transactions 即期外匯業務

1293. spot rate of exchange 即期外匯匯率

1294. spread 差額，利差，利潤幅度

1295. spread between domestic and overseas int 國內外利潤差額

1296. square position 差額軋平（未抵沖的外匯買賣余額的軋平狀況）

1297. stagflation 滯脹

1298. stamp duty 印花稅

1299. stamp tax 印花稅

1300. state-owned enterprise bonus tax 國營企業獎金稅

1301. state-owned enterprise income tax 國營企業所得稅

1302. state-owned enterprise regulation tax 國營企業調節稅

1303. state-owned enterprise wages regulation 國營企業工資調節稅

1304. status inquiry 信用狀況調查

1305. sticky deal 棘手交易

1306. stock index futures 股票指數期貨

1307. stock index futures contract 股票指數期貨合約

1308. stock indexes 股票指數

1309. stock wrap 股市行情

1310. stockpile financing 儲存融資

1311. stop-gap fund 臨時通融資金

1312. strike price 協定價格

1313. subaccount 公帳戶

1314. sublease 轉租，分租

1315. subrogated right 代位求償

1316. subscription 認股書

1317. subsidy account 補助金帳戶

1318. sum-of-the-years' digits method of depre年數總和折舊法

1319. sundry account 雜項帳戶

1320. surrender of exchange 移存外匯

1321. surtax 附加稅

1322. swap position 調期匯率頭寸

1323. swap rate 掉期率

1324. swing 變動（幅度），擺動，漲落

1325. symmetry 對稱

1326. syndicate leases 銀團租賃

1327. synthetic financial futures position 綜合金融期貨頭寸

1328. synthetic options 合成期權

1329. T/T (= Telegraphic Transfer) 電匯

1330. tariff 關稅

1331. tax anticipation note (bill,bond) 預付稅金票據，先期繳稅債券

1332. tax avoidance 避免

1333. tax base 征稅基礎

1334. tax code 稅法

1335. tax collection 稅收制度

1336. tax concession 賦稅優惠

1337. tax credit leases 減稅租賃

1338. tax evasion 逃稅

1339. tax grades 征稅級距

1340. tax holiday 免稅期

1341. tax on transport 運輸稅

1342. tax relief 稅收減免

1343. tax statutes 稅收法

1344. taxable 可征稅的，應納稅的

1345. taxing power 稅收能力，課稅能力

1346. technology risk 技術風險

1347. telegraphic transfer (T/T) 電匯

1348. telephone transfers 電話轉帳

1349. tell quel exchange rate 調整匯率

1350. teller's window (= teller' station) 出納窗口

1351. temporary bridging finance 臨時融資

1352. tender bond 投標保證金

1353. tender n. 貨幣，投、招標，提供，償付

1354. terms of loan 放款條件

1355. the additional insured 附加被保險人

1356. the capacity of a tax 稅收負擔

1357. the Construction Bank of China 中國建設銀行

1358. the Gilts 金邊債券

1359. the International Trust and Investment C中國國際信托投資公司

1360. the open interest 未結清權益

1361. the People's Bank of China 中國人民銀行

1362. the rate structure of the tax 稅率結構

1363. thrift encouragement 儲蓄鼓勵

1364. tight market 旺市

1365. time lag 時滯

1366. time order 限時訂單

1367. time-deposit accounts 定期存款帳戶

1368. to be hedging 進行套做保值

1369. to defuse (attempted monopoly positions) 沖破（形成的市場壟斷狀況）

1370. total foreign exchange 外匯收支總額

1371. total FX portfolio 外匯投資總額

1372. total loss 全損

1373. total loss of part 部分全損

1374. total loss only 全損賠償險

1375. trade claim 商業索賠

1376. trade risk 交易風險

1377. trading pit 交易場

1378. transaction exposure 交易風險

1379. transactions costs 交易費用

1380. transfer n. 轉讓，劃撥，轉帳

1381. transfer to reserve account 轉到準備金帳戶

1382. transferable money 可轉帳貨幣

1383. translation exposure 轉換風險

1384. transmitting bank 轉證銀行

1385. transnational leases 跨國租賃

1386. traveller's letter of credit 旅行信用證

1387. trust bank 信托銀行

1388. trust fund 信托基金

1389. trust leases 信托租賃

1390. trust services 信托業務

1391. trustee bank 受托銀行

1392. turnover of account receivable 應收帳款周轉率

1393. turnover ratio of working capital 流動資本周轉率

1394. two-tier exchange rate 雙重匯率

1395. ultimate borrower 最終借款人

1396. ultra-cheap money policy 超低息政策

1397. unbalance finance 赤字財政

1398. uncovered interest arbitrage 未擔保利率套利

1399. underinsurance 保險不足

1400. underinsured 保額不足

1401. underlying securities 標的證券

1402. undertaking unit bonus tax 事業單位獎金稅

1403. underwriter 承銷商

1404. underwriter 保險承受人

1405. underwriting 承保

1406. underwriting account 保險帳戶

1407. underwriting limit 承保限額

1408. underwriting profit 承保利益

1409. unemployed capital 游資

1410. unexpired insurance 未過期保險

1411. uninscribed deposit 不記名存款

1412. unissued stock 未發行股票

1413. unlimited guarantee 無限責任擔保

1414. unwind a trade 清理交易

1415. up-front fee 預付費用，先期費用

1416. urban house and land tax 市房地產稅

1417. urban maintenance and construction tax 城市維護建設稅

1418. V.A.T(Value Added Tax) 增值稅

1419. value added tax 增值稅

1420. value date 起息日

1421. valuer 估價行

1422. variation margin 盈虧保證金，變動保證

1423. vehicle and vessel licence use tax 車船使用牌照稅

1424. vehicle and vessel use tax 車船使用稅

1425. Visa card 維薩卡

1426. volatile 易變的，不穩定的

1427. volatile market 不穩定的市場行情

1428. voluntary conveyance 無償轉讓

1429. voluntary savings 自愿儲蓄

1430. warehousing 非法回購

1431. warrant money 保證金

1432. weak market 弱市

1433. withdrawal from circulation （貨幣）回籠

1434. withdrawal of bank notes 鈔票回籠

1435. withdrawal of funds 資金回收

1436. withholding income tax 預提所得稅

1437. withholding tax 預提稅

1438. working balance 周轉余額，往來余額

1439. working budget 流動預算，經營預算，周轉預算，業務預算

1440. world bank 世界銀行

1441. write 簽發，簽署，承保，編寫

1442. zero-sum game 一方得益引起另一方相應受損的游戲；零和競賽